Non-QM Loans
Alternative mortgage solutions for self-employed, investors, and unique financial situations.
Non-QM Benefits
Alternative Documentation
Use bank statements, assets, or rental income instead of tax returns.
Self-Employed Friendly
Designed for business owners who write off expenses.
Investment Properties
DSCR loans based on rental income, not personal income.
Recent Credit Events
Options available even with recent bankruptcy or foreclosure.
Non-QM Loan Types
Bank Statement Loans
Use 12-24 months of bank statements to prove income instead of tax returns.
Asset Depletion
Qualify based on liquid assets rather than traditional income.
DSCR Loans
Investment property loans based on rental income covering the mortgage payment.
Foreign National
Financing for non-U.S. citizens purchasing U.S. property.
FAQ
Non-QM FAQs
Don't fit the traditional mold?
Explore Non-QM options designed for your situation.